QC Auditor

About the role

We are seeking a detail-oriented and analytical QC Auditor to join our team. As a QC Auditor, you will be responsible for ensuring that our client's origination operations adhere to the highest standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report in a professional manner, using correct grammar and ensuring wording for all findings is clear and easy to understand.
• Be open and accepting of feedback and make changes within an acceptable time frame to your work/behavior based on the feedback given.
• Email daily production numbers to management daily.
• Follow company policies and procedures; ensure work is completed accurately and timely.
• Meet daily file review quota of 6 files in an 8-hour day with quality.
• Work with Credit Audit Manager to ensure all audit goals are met.
• Work with Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Requirements

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Must have mortgage origination underwriting experience.
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines as well as non-QM/non-conforming investor guidelines.
• 10 years of residential mortgage experience.
• Proven working knowledge of mortgage loan fraud detection and prevention policies and procedures.
• Proven working knowledge of all current residential mortgage compliance requirements: RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank, and all other applicable requirements on a state and federal level.
• Ability to manage a pipeline of mortgage loan files.
• Demonstrate consistent attention to detail.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Office applications, specifically Word and Excel, and other PC applications.