Projections Product Director

We need to output HTML fragment with headings

for sections that have real content: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must only include sections when posting has real specific content. The posting includes: Job Description (intro), Job Responsibilities (list), Required Qualifications, Skills And Capabilities (list), Preferred Qualifications, Skills And Capabilities (list), About US (company description, benefits, total rewards), About The Team (description). There's no explicit Pay or Schedule details. Benefits are mentioned: competitive total rewards package, base salary determined based on role, experience, skill set and location; commission-based pay and/or discretionary incentive compensation; range of benefits and programs: comprehensive health care coverage, on-site health and wellness centers, retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. So we have Benefits content. Pay: they mention base salary determined based on role, experience, skill set and location; commission-based pay and/or discretionary incentive compensation. That's some pay info, though not specific numbers. The rule: never create Pay/Schedule/Benefits sections unless the posting actually states them. They do state some pay info (base salary determined..., commission-based pay...). So we can include a Pay section with that info. Benefits section we have details. Schedule: no mention, so omit. We need sections: About the role (intro paragraph), Responsibilities (list), Requirements (maybe combine Required Qualifications, Skills And Capabilities?), Qualifications (maybe Preferred?), Skills (maybe combine?), but we must avoid thin sections. Better to have: About the role, Responsibilities, Qualifications (including required and preferred), Skills (maybe part of qualifications), Benefits, Pay. But we need to follow headings list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can include those that have content. We can combine Required and Preferred into Qualifications? But we have separate headings for Requirements and Qualifications. Could treat Requirements as Required Qualifications, Skills And Capabilities. Qualifications as Preferred Qualifications, Skills And Capabilities. Skills maybe not needed separately if covered. But we could still include Skills if we have content; but we might avoid thin sections. The instruction: Prefer a few substantive sections over many thin ones. So maybe we combine Required and Preferred into one Qualifications section, and skip Requirements and Skills. But we must use headings exactly as given if we include them. We can decide to include About the role, Responsibilities, Qualifications, Benefits, Pay. That's five sections. That seems reasonable. Check if we have content for About the role: yes intro paragraph. Responsibilities: list. Qualifications: we can include both required and preferred as bullet list. Benefits: list of benefits. Pay: description of base salary and commission. We must not repeat job title as heading. No Job ID. We must remove boilerplate: EEO, equal opportunity, scam warning, etc. Also remove navigation, cookie, legal. The About US includes EEO statement; we should remove that. Also remove "Visit our FAQs for more information about requesting an accommodation." etc. Also remove "JPMorganChase, one of the oldest financial institutions..." we can keep description of company but maybe that's okay as About US. However the instruction: Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. So we should keep the company overview but remove EEO statements. The About US paragraph includes: "We recognize that our people are our strength..." that's EEO boilerplate; we should remove that. Also "We are an equal opportunity employer..." remove. Also "We also make reasonable accommodations..." remove. Also "Visit our FAQs..." remove. Also "JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans" remove. Also "About The Team" description maybe keep as it's not boilerplate; it's about team. That's okay. Thus About US section we can keep first two sentences: "JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management." Then maybe also the total rewards package paragraph: "We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions." That's pay info but we already have Pay section; we could move that to Pay. But we can keep it in Benefits? Actually it's about compensation. We'll put in Pay. Then benefits paragraph: "We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more." That's Benefits. We should not include "Additional details about total compensation and benefits will be provided during the hiring process." That's maybe filler but still substantive? It's generic; maybe we can keep but it's not specific. Might be considered filler; better to omit. Now About The Team: keep description. Now construct HTML. We'll have:

About the role

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Projections Product Director in the Wholesale Credit Risk Product team, you will lead the Projections product. You will collaborate with credit risk teams, technology partners, subject matter experts, and other stakeholders to enable financial projections online across multiple portfolios and addition of new product features to the existing product.

Responsibilities

• Finalize the financial projection data models for portfolios by working with credit risk stakeholders / customers
• Identify and build standardized data models utilized by banking and credit risk offline and bring them online
• Identify new tech features or enhancements required for implementing the data models
• Leverage LLMs and AI for newer use cases, including exploring GenAI and Agentic tools for the platform
• Contribute towards product strategy and product vision that delivers value to customers across credit risk and banking
• Partner with solution architects and technologists to influence technical approaches to meet desired business outcomes
• Define and analyze metrics that inform the success of the product
• Provide Product demos and conduct product review and feedback sessions with key stakeholders
• Participate in cross-functional teams to contribute to the product roadmap and prioritization of enhancements and new features
• Drive product development with multiple teams of world-class developers, designers, and product specialists

Qualifications

• Bachelor's Degree in a relevant field
• 9+ years of relevant work experience in Product, Credit Risk, Banking Transformation
• Strong, clear, and concise written and verbal communication skills with the ability to prepare executive-level communications
• Excellent organizational skills and attention to detail; able to manage competing priorities under tight deadlines
• Proven ability to collaborate, influence, negotiate and build strong partnerships
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure
• Understanding of financial data and its relevance for credit and banking use cases
• Ability to lead, drive consensus, and deliver in a matrix organization with multiple stakeholders
• Experience using data and metrics to drive decisions
• Proficiency in process re-engineering or similar
• Prior experience in implementation of AI-based solutions (preferred)
• Prior experience in building a financial projections product or bringing banking data online from offline (preferred)

Benefits

• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching

Pay

Base salary is determined based on the role, experience, skill set and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.

We should not include About US or About Team as separate sections unless we decide to include them. The instruction: include a section ONLY when the posting has real, specific content for it. The posting includes About US and About Team. Should we include them? The allowed headings list does not include "About US" or "About Team". So we cannot create headings not in list. We must only use those headings. So we cannot add About US or About Team. Therefore we must incorporate that info elsewhere, maybe within About the role or Benefits? But About US is company overview; could be placed in About the role? Might be odd but we could add a paragraph about the company in About the role section. However the About the role currently has intro about role; we could append company overview after that. That would be okay as it's still about the role context. Similarly About Team could be added maybe as part of About the role or maybe as a separate section not allowed. Since we cannot add new headings, we need to fit that info somewhere else. The instruction: "Use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It says e.g., implying those are examples, but likely we should only use those headings. It didn't say we cannot add other headings, but to be safe, we stick to those. So we need to incorporate About US and About Team content into existing sections, perhaps as part of About the role (intro) or Benefits? The About US is more about company; we could add a paragraph after the role intro describing the company. That seems acceptable. Thus modify About the role paragraph to include company overview: after describing role, add sentences about JPMorganChase etc. Ensure we don't include EEO boilerplate. Let's craft:

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. As a Projections Product Director in the Wholesale Credit Risk Product team, you will lead the Projections product. You will collaborate with credit risk teams, technology partners, subject matter experts, and other stakeholders to enable financial projections online across multiple portfolios and addition of new product features to the existing product. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200