Jobs · Information Technology · New York

Professional Services Consultant, Risk

Ripple · New York, NY · 3 mo ago
HybridInformation TechnologyFull-time

The Work

We believe solving complex financial challenges demands more than cutting-edge technology — it requires bold thinkers who can act decisively, move fast, and guide clients through transformation with confidence and creativity.

Responsibilities

  • Lead Discovery & Strategic Consulting

  • Drive high-impact discovery workshops with energy and precision. Uncover client pain points, map business processes, surface accounting requirements, and design the path forward — all while building the trusted relationships that make transformations stick.

  • Architect Bold Solutions

  • Design and document future-state solution architectures that align Ripple Treasury's capabilities with each client's unique business objectives and regulatory requirements. Bring creative problem-solving and technical depth to every engagement — no two clients are the same, and you'll thrive on that challenge.

  • Deliver Across Key Risk Disciplines

    • Debt & Investments

    • Streamline debt lifecycle management, interest accruals, investment accounting, and exposure reporting. Help clients gain crystal-clear visibility into their funding and investment positions.

    • Derivatives — FX & Interest Rate

      • Configure and manage FX derivative instruments including forwards, swaps, options, and cross-currency swaps within Ripple Treasury

      • Automate FX exposure identification, aggregation, and netting across multi-entity global organizations

      • Design and implement FX hedging strategies aligned with client risk policies, including cash flow and balance sheet hedging programs

      • Streamline end-to-end FX workflows: trade capture, confirmations, settlements, revaluations, and P&L reporting

      • Support mark-to-market (MTM) valuation and counterparty exposure monitoring

      • Implement and manage interest rate derivative instruments including interest rate swaps (IRS), caps, floors, collars, and swaptions

      • Help clients model and monitor interest rate risk across fixed and floating rate debt portfolios, optimizing their risk-reward profile

      • Configure accrual calculations, reset schedules, payment processing, and rate fixings for swap portfolios

      • Support fair value and cash flow hedge accounting for IRS instruments under ASC 815 and IFRS 9, including effectiveness testing and journal entry automation

      • Deliver MTM valuations, sensitivity analysis, and regulatory reporting support for interest rate derivative programs

      • Hedge Accounting

      • Guide clients through complex hedge accounting requirements under ASC 815 and IFRS. Own designation, effectiveness testing, documentation, and valuation — while helping organizations slash manual processes and stay audit-ready.

      • Accounting & Financial Reporting

      • Partner with Accounting and Finance teams to modernize reporting processes, automate journal entries, and improve reconciliation workflows. Ensure seamless alignment between treasury operations and accounting treatment.

Qualifications

  • 3+ years in client-facing consulting, treasury/risk technology implementations, or SaaS delivery

  • Deep understanding of treasury and financial risk management: debt, FX and interest rate derivatives, hedge accounting, and accounting workflows

  • Proven ability to analyze complex business challenges and build creative, scalable client solutions

  • Strong solution architecture and business process design chops

  • Exceptional communicator — you translate complex concepts into clear, compelling business value

  • A relentless drive to problem-solve quickly and manage competing priorities without losing quality

  • Natural client leader with a proactive, consultative mindset

  • Technical fluency with treasury systems, ERPs, banking platforms, and financial integrations

  • Highly responsive, collaborative, and accountable — you own your outcomes

Skills

  • Technical fluency with treasury systems, ERPs, banking platforms, and financial integrations

  • Exceptional communicator — you translate complex concepts into clear, compelling business value

  • Proven ability to analyze complex business challenges and build creative, scalable client solutions

  • Strong solution architecture and business process design chops

  • Natural client leader with a proactive, consultative mindset

  • Relentless drive to problem-solve quickly and manage competing priorities without losing quality

Benefits

  • Competitive salary, bonuses, and equity

  • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support

  • Employee giving match

  • Mobile phone stipend

  • R&R days so you can rest and recharge

  • Generous wellness reimbursement and weekly onsite & virtual programming

  • Generous vacation policy - work with your manager to take time off when you need it

  • Industry-leading parental leave policies. Family planning benefits.

  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Similar jobs