Product Owner

About the role

As Product Owner, you will be responsible for defining, prioritizing, and delivering product capabilities across the lending lifecycle. You'll own the product backlog and roadmap, translating stakeholder needs, regulatory requirements, and market insights into high-value solutions. This role ensures delivery is aligned, measurable, and supports efficient, compliant, and scalable lending operations.

Responsibilities

• Product Ownership: Own and manage the product roadmap and backlog for your product focus.
• Stakeholder Engagement: Partner with stakeholders to understand needs, prioritize work, and drive decision-making.
• Delivery Support: Collaborate with development teams in Agile ceremonies to ensure successful delivery.
• Release & Adoption: Support UAT, release readiness, training, and rollout coordination.
• Risk & Compliance: Incorporate regulatory, risk, and control requirements into product design and priorities.
• Continuous Improvement: Use data, feedback, and operational insights to enhance product performance.

Requirements

• Education: Bachelor’s degree in Business, Information Systems, Finance, or related field (or equivalent experience).
• Experience: 3+ years of product owner or product management experience within the lending lifecycle.
• Technical Strengths & Skills: Strong understanding of lending lifecycle processes and credit operations; Experience with vendor-supported SaaS or loan origination/CRM platforms; Ability to translate business needs, regulatory requirements, and technical capabilities into prioritized backlogs; Strong analytical, problem-solving, and communication skills; Ability to manage multiple priorities and drive alignment across cross-functional teams; Familiarity with risk, audit, and compliance practices in financial services.

Qualifications

• Bachelor’s degree in Business, Information Systems, Finance, or related field, or equivalent experience.
• 3 years of product owner or product management experience across the lending lifecycle.
• Experience delivering outcomes on vendor-supported SaaS, configuration-heavy platforms (e.g., CRM/loan origination platforms such as nCino/Salesforce (preferred, not required)), including rules/workflow/permissions configuration, coordinating impacts across integrated platforms, and managing dependencies through release governance.
• Familiarity with financial institution risk management, audit/exam processes, and control documentation through prior participation or exposure.
• Ability to translate stakeholder needs, regulatory/control requirements, and vendor/platform capabilities into a prioritized backlog aligned to measurable business outcomes.
• Strong analytical, facilitation, relationship management, and influence skills to drive decisions across business and technical stakeholders with clear oral and written communication.
• Working knowledge of lending lifecycle process and practices.
• Excellent problem-solving, communication, and collaboration skills.
• Ability to translate complex data concepts into business-friendly insights.
• Ability to manage multiple projects simultaneously and meet deadlines.

Skills

• Strong understanding of lending lifecycle processes and credit operations.
• Experience with vendor-supported SaaS or loan origination/CRM platforms.
• Ability to translate business needs, regulatory requirements, and technical capabilities into prioritized backlogs.
• Strong analytical, problem-solving, and communication skills.
• Ability to manage multiple priorities and drive alignment across cross-functional teams.
• Familiarity with risk, audit, and compliance practices in financial services.

Benefits

• Competitive Salary: $80,000 – $130,000 with outstanding incentive opportunities linked to Association performance.
• Growth Opportunities: Opportunities to lead strategic initiatives and shape lending technology direction.
• Comprehensive Benefits: A highly competitive benefits package designed to support your health, financial well-being, and work-life balance.
• Flexible Work Environment: Hybrid options available within FCS Financial’s Branch locations in Missouri.
• Collaborative Culture: Work closely with lending, risk, compliance, and technology teams to deliver impactful solutions.

Pay

$80,000 – $130,000 with outstanding incentive opportunities linked to Association performance.

Schedule

Hybrid options available within FCS Financial’s Branch locations in Missouri.