Product Filing Analyst II

Key Responsibilities

• Draft and develop insurance contracts and policy forms in accordance with product specifications and applicable legal and regulatory requirements
• Coordinate with state insurance departments and other regulatory agencies to support form filing approvals and implementation following approval
• Partner with Product Development, Legal, Internal Systems, Claims, New Business, and Insurance Administration to design compliant forms and documentation
• Serve as a subject matter resource for product-related materials, including marketing content, training materials, websites, and producer communications
• Draft and maintain applications, administrative forms, and service forms to support business and operational needs
• Maintain, index, and manage form and product filings within internal databases and support filing process controls and continuous improvement efforts
• Represent Product Compliance on cross-functional projects and ensure timely, accurate execution of compliance deliverables
• Monitor and communicate regulatory and competitive developments that may impact products or the product development lifecycle
• Participate in industry or trade association meetings related to product and compliance matters, as applicable

Core Competencies

• Insurance regulatory and product compliance expertise, with working knowledge of state insurance filing requirements and approval processes
• Experience drafting, reviewing, and maintaining insurance contracts, policy forms, endorsements, applications, and administrative or service forms
• Familiarity with group life and health insurance products and related compliance considerations
• Strong analytical skills with high attention to detail and documentation accuracy
• Effective written and verbal communication skills, including the ability to explain compliance requirements to cross-functional partners
• Proven ability to manage multiple projects, deadlines, and priorities independently
• Experience collaborating with Product Development, Legal, Operations, Claims, New Business, Systems, and external regulatory agencies
• Strong organizational skills, including tracking filings, approvals, and project timelines
• Proven adaptability in dynamic environments (e.g., new product initiatives, mergers, acquisitions)

Minimum Requirements

• Minimum of 5-7 years of insurance industry experience, with emphasis on regulatory or product compliance
• Proficiency with the System for Electronic Rate and Form Filing (SERFF) and the Florida Insurance Regulation Filing System (IRFS)
• High school diploma or equivalent

Preferred Qualifications

• Bachelor's degree in a relevant field
• Paralegal certificate or relevant legal experience
• Industry designations (e.g., FLMI, AIRC, ACS)
• Experience representing a carrier in industry associations
• Proven adaptability in dynamic environments (e.g., new product initiatives, mergers, acquisitions)

Employee Benefits

We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day).

The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.