Product Counsel

About the role

You'll be embedded across product, engineering, and business teams, working on tightly regulated, zero-margin-for-error infrastructure: fund formation, banking infrastructure, investor onboarding, capital calls, and data systems. You'll help shape the regulatory playbook for the next generation of private markets. This role reports directly to the General Counsel of Product.

Responsibilities

• Own the legal function for product across the full lifecycle — development, launch, scale, and maintenance — embedded directly in product and engineering teams, not advising from a distance.
• Hold end-to-end ownership of bank partnership agreements, including deposit account agreements, custodial arrangements, and BaaS frameworks; be the definitive legal voice on wire processing, account structures, and payment flows with banking partners and finance/ops.
• Stay ahead of the regulatory curve and own the contractual and operational alignment across banking partner relationships — BSA/AML, OCC guidance, EFTA/Reg E, GLBA, and evolving BaaS scrutiny from federal and state regulators.
• Build and own the foundational legal document library for banking, payments, and investor products; lead on privacy (GDPR, CCPA) and securities law as they intersect with product decisions.
• Architect scalable legal processes that give product teams the velocity they need without creating compliance exposure; take personal ownership of keeping internal teams sharp on regulatory developments and legal risk.
• Drive cross-functional alignment with compliance, BD, engineering, and marketing — not as a passenger, but as a peer with a seat at the table.

What We're Looking For

• JD from a top-tier law school, active bar membership in good standing, and 6–10 years of legal experience with meaningful exposure to bank partnership structures, BaaS agreements, or payment infrastructure; fintech, VC, or SaaS platform experience is a plus.
• Deep fluency in the banking and payments regulatory landscape — BSA/AML, OCC guidance, money transmission, and partner-bank compliance obligations.
• Expertise in product counseling including privacy and data; familiarity with securities law (33 Act, 34 Act, ICA, IAA) is a plus.
• Proven ability to take full ownership of complex initiatives, make calls in ambiguous environments, and bring non-lawyers along with clear, direct communication.
• High output. Clear thinker. Strong point of view. Values-aligned.