Product Compliance Analyst, Money
Robinhood · Menlo Park, CA · Yesterday
On-siteLegal$115k–$135k/yrFull-time
About the role
We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.
What You’ll Do
- Provide compliance guidance on new products, features, and process changes to ensure adherence to applicable banking and consumer lending regulations.
- Review marketing materials, customer communications, and disclosures for regulatory compliance.
- Review and coordinate responses to regulatory agency and escalated customer complaints.
- Perform quality assurance reviews of Reg Z (credit card) and Reg E (deposit) disputes to ensure regulatory compliance and operational consistency.
- Cook up due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
- Aid in the development, maintenance, and implementation of compliance policies, procedures, and training materials.
- Support internal audits, sponsor bank reviews, and regulatory examinations, including issue tracking, remediation, and response preparation.
- Partner with Product, Operations, Legal, Risk, Marketing, and Engineering teams to build compliant customer experiences.
What You'll Bring
- Bachelor's degree in Business, Finance, Accounting, Economics, or a related field (or equivalent experience).
- 5–7 years of compliance experience supporting consumer banking, credit cards, consumer lending, or other regulated financial products.
- Strong working knowledge of consumer financial regulations, including Regulation Z, Regulation E, UDAAP, FCRA, ECOA/Reg B, and related banking regulations.
- Experience reviewing marketing materials, customer communications, and product launches from a regulatory compliance perspective.
- Experience supporting complaint management, audits, and regulatory examinations.
- Excellent written and verbal communication skills with the ability to influence partner teams (Product, Legal, Operations, and Risk).
- Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and meet key regulatory deadlines.
- Proven ability to assess and manage compliance risks for novel or undefined financial features, translating evolving regulatory guidance into clear, actionable requirements for product teams.
- Self-motivated and collaborative, with a drive to build compliant, customer-focused financial products.
- Ability to view Compliance as a strategic business partner that supports new product development while effectively managing regulatory risk.
What We Offer
- Challenging, high-impact work to grow your career.
- Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
- Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
- Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
- Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
- Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
- Exceptional office experience with catered meals, events, and comfortable workspaces.