Private Wealth Credit Specialist II

About the role

At BOK Financial, our success starts with our incredible talent. We need a credit enthusiast like yourself to join our Private Wealth Underwriting group as a Credit Specialist. Bring your formal credit training to us as we embark on the next chapter in Private Wealth.

The Private Wealth Credit Specialist II is primarily responsible for underwriting moderate to complex financial/credit transactions within the Private Wealth division, and makes credit recommendations based upon findings.

Team culture: The camaraderie between the teams is excellent and helps foster partnerships. We are a close group, even though we’re in different locations. We live by our mission statement: “We are committed to providing prompt, sound underwriting and risk management consistent with the bank’s loan policy and overall risk tolerance while maintaining the highest standards of integrity and professionalism in our relationships with our colleagues and clients.” Private Wealth Underwriting has multiple teams, each with a team lead; however, we do not operate in silos. Each team lead has a working relationship with all team members, and the credit specialist can go to any lead for questions or support. Leaders use different forms of engagement for their teams and accolades are shared widely. Sharing ideas, working on loan structure, and being customer-focused is part of daily life. Each loan is different. You need to be able to prioritize, problem solve, and deliver on time. Continual improvement, idea sharing, tact, diplomacy, and quick thinking drive this team.

Working conditions: Office environment.

Responsibilities

• Underwrite moderate to complex financial/credit transactions within the Private Wealth division.
• Make credit recommendations based on findings.
• Prepare sophisticated commercial and consumer financial analysis credits/loans.
• Perform analysis and make recommendations on loan structure, pricing, and risk rating.
• Recognize and document policy exceptions.
• Gather vital information for credit analysis.
• Mentor and train less tenured Credit Specialists.
• Work efficiently to get deals approved while mitigating risk.
• Engage in credit conversations, decision making, and communication with Private Wealth Bankers and Advisors.

Requirements

This level of knowledge is normally acquired through completion of a Bachelor’s Degree in Finance or Accounting or related field of study and 2-4 years of directly related experience in credit analysis or 8+ years equivalent combination of education and experience.

Skills

• Credit conversations and decision making.
• Communication with Private Wealth Bankers and Advisors.
• Prioritization and problem solving.
• Ability to deliver on time.
• Continual improvement and idea sharing.
• Tact and diplomacy.
• Quick thinking.
• Mentoring and training less tenured colleagues.