Private Wealth Banker

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.

About the role

Acting as a trusted advisor, you will find and recommend the right financial solutions to help our high-net-worth clients grow, preserve, and protect their wealth. The Private Wealth Banker is primarily responsible for making and servicing a wide variety of commercial and individual loans, both secured and unsecured, which are typically complex in nature. Additional responsibilities include the seamless delivery of Deposit Services, Brokerage, Investment management, Trust, and Insurance services to high-net-worth clients and businesses.

Responsibilities

• Develop and implement a relationship management plan for potential customer accounts to identify and build relationships; actively identify new prospects and develop new loan and deposit business.
• Negotiate loan proposals with customers, including analyzing and evaluating credit requests, underwriting loan commitments, coordinating with the Private Wealth Underwriting group, and recommending appropriate credit grade.
• Present to the loan committee and implement approval or declination action.
• Monitor and manage existing credit relationships in coordination with the Private Wealth Underwriting group, including loan renewals, detailed analysis of financial statements and collateral valuations, credit analysis, cash flow analysis, delinquency reporting, documenting exceptions, and covenant monitoring.
• Manage deposit portfolios by fulfilling client requests and overseeing resolution of account issues.
• Serve as the relationship manager in delivery of products and services across departmental and divisional lines while facilitating resolution of operational problems for customers across all divisions.

Team Culture

We understand everyone has different strengths and opportunities for growth and strive to have the right mix of competencies to maximize team dynamics. Your manager will guide your success, and your Client Service Associate will handle your client base, providing a personalized touch experience.

Requirements

• Bachelor’s Degree in Finance or related field of study and 3-5 years of directly related experience in credit/banking, or 6-8 years of equivalent combination of education and experience.
• Knowledge and understanding of commercial and consumer lending practices, loan documentation, and loan servicing requirements.
• Good knowledge of accounting principles and practices.
• Demonstrated capacity to sell products/services within the financial services industry.
• Good understanding of credit underwriting, documentation, loan policy, and regulations.
• Good knowledge of financial analysis including ratio and trend analysis and projections.
• Thorough knowledge of client benefits offered by Brokerage, Investment management, Trust, and Insurance products and services.
• Strong communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations.
• Good PC skills including knowledge of word processing and spreadsheet applications.

Benefits

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support long-term career growth. Bonus type is formula-based.