Private Mortgage Banker

About This Role

Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com.

Participates in Solicitation

• Solicits residential mortgages from various sources
• Produces high-quality jumbo loans that are compliant
• Provides excellent customer service

Builds Relationships

• Fosters relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
• Maintains a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
• Stays informed of mortgage industry trends and developments in the assigned market

Develops and Maintains Visibility

• Presents recommendations for loan production and exercises independent judgment
• Develops understanding of and adheres to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements
• Generates loans

Customer Service and Communication

• Reviews and analyzes low to moderately complex financial and credit data
• Matches customer needs with appropriate loan programs and levels of risk
• Communicates Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures to prospective and existing customers
• Maintains high standards of client satisfaction and quality by ensuring timely and proactive customer communication

Training and Compliance

• Pursues Wells Fargo training offerings to increase knowledge of company products, policies, and procedures
• Meets the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations
• Completes formal position-specific training programs

Qualifications

• 2+ years of Private Mortgage Banking Sales experience, or equivalent through work experience, training, military experience, or education
• Basic Microsoft Office skills
• Documented retail residential mortgage fundings over the past 12 months, primarily from established, local, external sources
• Excellent verbal, written, and interpersonal communication skills
• Mortgage industry experience
• Knowledge and understanding of sales prospecting and generating referrals
• Customer service experience
• Experience working with high net-worth clients

Job Expectations

• This position requires SAFE registration at the time of employment
• The Nationwide Mortgage Licensing System (NMLS) website provides the MU4R questions and registration required for employment in this position
• Lenders in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies
• Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary

Benefits

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement