Private Banking Analyst

Analyzes and Underwrites Credit Requests

To analyze and underwrite credit requests, the successful candidate will:

• Use applications, investment and financial statements, meetings with customers/prospects, web research and other resources as necessary
• Determine if the request complies with Bank policy and note any exceptions
• Discuss deal structure, cash flow, collateral, and customer character with Private Banker and Private Banking Manager
• Absorb and present written analysis and observe presentations by Private Banking Manager at Loan Committee

Maintains and Monitors Loans

The candidate will manage existing portfolio by:

• Monitoring collateral
• Tracking and preparing annual reviews and pipeline management
• Maintaining tracking database, files and pipeline with updated information as needed
• Identifying potential problem loans and deficiencies including document exceptions

Supports Clients

The candidate will assist clients with:

• Questions regarding loans and retail products

Other Duties

The candidate may also perform other related duties as required including:

• Loan documentation
• Loan bookings
• Customer advances and pay downs
• Payoff requests
• Portfolio administration

Education and Experience

The ideal candidate will have:

• A Bachelor’s degree in a relevant field
• 1-3 years of commercial banking/credit experience
• Client service experience

Skills and Knowledge

The candidate should possess:

• Good mathematical, analytical, and problem-solving/critical thinking skills
• Excellent written and oral communication skills
• Extensive knowledge of PC applications, including Excel and Word
• Extensive knowledge of the Bank’s credit policy, underwriting standards and product/service offerings
• Familiarity with and fulfillment of compliance requirements
• Excellent attention to detail