Principal - Credit Portfolio Management

About the role

Wholesale Credit Risk Management manages the credit risk lifecycle for wholesale banking clients, including credit analysis, underwriting, approval, portfolio monitoring, risk rating, and problem credit management. Ensures lending activities align with established risk policies, regulatory expectations, and strategic business objectives.

Credit Portfolio Management is responsible for monitoring, evaluating, and managing the performance, risk, profitability, and composition of credit portfolios. Activities may include portfolio analytics, risk assessments, concentration management, strategic planning, and credit performance reporting.

This is a P4-level role: a recognized subject matter expert typically obtained through advanced education and work experience. Responsibilities include managing large projects or processes with limited oversight, coaching and delegating work to lower-level professionals, and addressing difficult, complex problems.

Job Code: WBCPMP4 | FLSA Status: Exempt | Salary Grade: 120

Responsibilities

• Manage the credit risk lifecycle for wholesale banking clients: credit analysis, underwriting, approval, portfolio monitoring, risk rating, and problem credit management
• Ensure lending activities align with established risk policies, regulatory expectations, and strategic business objectives
• Monitor, evaluate, and manage the performance, risk, profitability, and composition of credit portfolios
• Conduct portfolio analytics, risk assessments, and concentration management
• Develop strategic plans and credit performance reporting
• Manage large projects or processes with limited oversight
• Coach, review, and delegate work to lower-level professionals
• Address difficult and complex problems

Requirements

• Bachelor's Degree required; equivalent combination of education and experience may be considered
• Typically requires 6–8+ years of prior experience with deep knowledge of the job area

Compensation

The salary range for this role is $164,220–$295,550. Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location.

Certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria.

Benefits

• Medical, dental, and vision insurance
• Life insurance and disability coverage
• Paid time off
• Retirement savings through a 401(k) plan
• Wellness resources
• Other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements

General information on the comprehensive benefits package can be found at Employee Benefits | Banking Career Benefits | Atlantic Union Bank.