Principal Architect, eComm Payments - CIB

Job Responsibilities

• Advises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologies
• Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
• Develops multi-year roadmaps aligned with business and architecture strategy and priorities
• Develops complex and scalable coding frameworks using appropriate software design
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Serves as the function's go-to subject matter expert
• Contributes to the development of technical methods in specialized fields in line with the latest product development methodologies
• Creates durable, reusable software frameworks that improves velocity and quality of output across teams and functions
• Champions the firm's culture of diversity, opportunity, inclusion, and respect
• Serves as a subject matter expert in acquiring payments for payments business - Understanding of the acquiring payments business
• Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing
• Strong experience in APIs - api standards, functional, governance
• Experience with in-store or eCommerce merchant payments
• Understands business requirements, create design, create technical delivery roadmap and technical know how's

Required Qualifications, Capabilities, And Skills

• 15+ years of hands-on practical experience delivering system design, application development, testing, and operational stability
• Expertise in one or more programming language(s)
• Deep knowledge in one or more software, applications, and architecture
• Expertise in applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
• Experience evaluating and integrating AI-enabled capabilities into scalable platforms while meeting resiliency, security, and auditability requirements
• Strategic mindset in acquiring payments for payments business - Understanding of the acquiring payments business
• Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing
• Strong experience in APIs - api standards, functional, governance
• Experience with in-store or eCommerce merchant payments
• Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines
• Experience as a functional architect (business / product)
• Understanding of business capability, features taxonomy
• Strong communication and leadership presence

Preferred Qualifications, Capabilities, And Skills

• Practical cloud native experience
• Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines
• Experience as a functional architect (business / product)
• Understanding of business capability, features taxonomy
• Strong communication and leadership presence
• Cloud certification is a plus
• Point of Sale experience is a plus