Portfolio Underwriting Manager, US MGA

About Simply Business

Simply Business is a digital insurance brokerage specializing in protecting small businesses by simplifying the insurance-buying process. Using proprietary technology, we enable small business owners to compare quotes from over 20 top-rated insurance providers, customize coverage, and purchase policies online. Founded in the UK in 2005, Simply Business is an insurtech pioneer with nearly 20 years of experience supporting small businesses. We are passionate about building an outstanding product and fostering an inclusive, innovative culture. Simply Business has been consistently recognized as a best place to work, including ranking in Built In’s 2025 Best Companies to Work for in the US (Top 100) and Best Places to Work in Boston.

About the Role

As a pivotal member of the Managing General Agent (MGA) team, you will manage portfolio performance and underwriting oversight across all MGA lines of business. You will collaborate with internal teams such as Product, Pricing, Customer Service, and Insights to drive program profitability, growth, and sustainability. This role also involves external representation with reinsurers and fronting carriers to improve growth and profitability initiatives.

Responsibilities

• Monitor the flow, health, and profitability of the entire book of business, focusing on new business, renewals, geographic concentration, industry/class results, and product profitability across lines of business, distribution channels, states, and industry segments.
• Collaborate with MGA colleagues to research and interpret complex data, identifying growth opportunities and mitigating loss potential.
• Support Product Managers, Underwriters, and Actuaries in strategic execution.
• Work closely with the Claims Program Manager to gather insights that inform Product and Underwriting teams for strategic portfolio actions.
• Lead underwriting projects and make independent decisions to strengthen and develop the MGA portfolio.
• Support underwriting innovation and automation through partnerships with digital product and insurance product teams.
• Serve as a Subject Matter Expert (SME) for partnership distribution, providing guidance on marketing, coverage, and underwriting for all lines of business.
• Build and maintain strong relationships with key external stakeholders, including capacity providers and fronting carriers.
• Mentor less experienced underwriters through active support, knowledge transfer, and continuous educational opportunities.

Requirements

• An entrepreneurial spirit with a passion for working in an insurance start-up environment.
• Extensive underwriting experience with commercial P&C products, including General Liability, Inland Marine, Property, and Business Owners Policy (BOP) across various lines of business.
• Bachelor’s degree with 8+ years of relevant work experience.
• Insurance designations and/or education preferred (e.g., CPCU, AU, ARM, AAI).
• Advanced knowledge of product offerings, insurance lifecycle processes, and underwriting guidelines.
• Strong understanding of insurance workflows and concepts, including limits, coverages, pricing models, ISO, and form/rate rules.
• Excellent communication, analytical, quantitative, and problem-solving skills.
• Customer-focused mindset with a passion for improving the user experience.
• Ability to challenge the status quo and contribute to shaping the future of the business.

Pay

The annual base salary range for this position is $109,300.00 - $180,200.00. The actual salary will be determined by factors such as scope, complexity, location, skills, education, and experience. Employees are also eligible for performance-based cash incentive awards as part of our comprehensive compensation and benefits program.

Benefits

• Group medical, dental, vision, and prescription drug coverage.
• Short-term disability, long-term disability, and life insurance.
• Participation in the company’s bonus program.
• 401(k) plan with a 5% employer match.
• Commuter benefits to help with parking and public transit costs.
• 25 days of vacation, 10 sick days, and 10 company holidays.
• Investment in learning and development opportunities.
• Regular team outings and volunteer opportunities.
• Hybrid working model with flexibility to work in a way that suits individual, team, and job needs.