Portfolio Manager (Tech Lending)

About the role

The Portfolio Manager supports the Bank’s portfolio of business by servicing prospective and current customers with a variety of commercial loans through risk reviews, financial statement analysis, underwriting, document review, and ongoing portfolio management.

Responsibilities

• Review loan underwriting and work directly with underwriters to ensure complete and accurate loan write-ups for approval queues.
• Provide guidance and oversight to junior staff throughout the underwriting and diligence process.
• Draft term sheets, communicate loan terms with borrowers, and request items needed to begin the renewal process.
• Support the growth and development of the assigned commercial lending loan portfolio through effective portfolio management.
• Monitor current, matured, and past due loans for Loan Officers, making appropriate recommendations.
• Monitor the portfolio for revenue opportunities and loan exposures.
• Support Loan Officers in prescreening potential borrowers and loans, performing due diligence, and ensuring proper loan structuring.
• Collaborate with attorneys to review loan documentation for accuracy.
• Prepare lending activity reports for management and loan committee as needed.
• Establish and maintain customer relationships to proactively identify and recommend additional opportunities.
• Comply with the Bank Secrecy Act, OFAC, and USA PATRIOT Act, including Customer Identification Program, customer due diligence, and reporting suspicious activity.
• Maintain current knowledge and pursue professional development through applicable training.
• Demonstrate courteous, pleasant, self-motivated, and dependable behavior while maintaining a professional environment in both appearance and conduct.
• Perform additional duties as assigned or directed.

Requirements

• Bachelor’s degree preferred.
• Minimum 3 years’ experience in Portfolio Management.
• Experience in technology lending, including SaaS and recurring revenue business models.

Skills

• Strong knowledge of credit and lending policies.
• Proficient in using PC software tools including Microsoft Office.
• Banking financial analysis.
• Strong analytical and underwriting skills.
• Strong organizational skills and effective time management.