Portfolio Manager (Shared Credit Services)

Essential Duties and Responsibilities

• Effectively builds trust with members and internal staff by embodying and demonstrating the Core Values of the organization.
• Consistently advocates for customers, offering opportunities for financial equity, prosperity and the tools to thrive through every interaction.
• Demonstrates value and difference by expertly informing our community of effective financial products, services, and solutions to help them attain their full potential.
• Analyze applicants' financial status, credit, and complete property evaluations to determine feasibility of granting loans.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Request and review supporting documentation in order to validate aspects of the presented credit file.
• Evaluate member income documentation to include paystubs and personal tax returns.
• Adhere to all stated lending policy and procedure.
• Identify application and credit trends with the intent to inform management.
• Work in a fast paced environment through the use of multiple technologies, tactics and approaches.
• Perform other job duties as assigned.

Qualifications

• Excellent verbal, written and interpersonal communication skills with the ability to explain programs, loan terms, features, policies and benefits to members and business partners.
• Strong relationship building and teamwork skills.
• Excellent organizational and time management skills with ability to work independently and manage multiple priorities.
• Multi-lingual capabilities to include Spanish are a plus.

Education/Experience/Certification

• Three years’ experience as a Small Business or Consumer Underwriter or Portfolio Manager (or similar role) for a financial institution required.
• High school diploma or equivalent required.
• College Degree a plus