Portfolio Manager

Core Responsibilities

• Partner with Commercial Bankers to underwrite, structure, and monitor commercial credit relationships in alignment with Bank risk appetite
• Manage and monitor the ongoing credit quality of an assigned portfolio through review of financial performance, covenant compliance, loan maturities, etc.
• Supervise and coach Credit Analysts, including workload management, performance reviews, and professional development

Why Mercantile Bank?

Mercantile Bank was founded by entrepreneurs who believe building strong relationships and communities is accomplished through collaboration and innovation. It's more than being a financial institution, it's being a trusted ally and community partner. As Michigan's largest community bank, our roots are deeply embedded in the diverse communities we serve. Our commitment to our customers and community is at the core of all we do.

What We're Looking For

• Successful candidates bring deep commercial credit expertise, strong analytical skills, and sound judgment
• Ideal candidates enjoy understanding how companies operate, assessing risk, and leading high performing teams
• The role requires comfort working independently, presenting to credit committees, and managing others

Requirements

• Four to seven years of commercial banking experience with formal credit training
• Demonstrated underwriting expertise including complex commercial and industrial (C&I) credits
• Experience monitoring $100MM+ commercial loan portfolios and managing credit risk
• Bachelor's degree in finance, accounting, or a related field