Portfolio Associate

Target range: $80,000.00/Yr. - $95,000.00/Yr. Actual starting pay varies based on geographic location, experience, skills, specialty, and education. This is a commission-eligible role.

About the role

The Portfolio Associate supports Credit and Portfolio Management within the Fund Finance portfolio, managing a portfolio of subscription credit facilities and related lending products using a risk-based approach. This role is responsible for ongoing portfolio monitoring, transaction execution support, and financial analysis, while ensuring adherence to lending policies, documentation standards, and regulatory requirements.

Responsibilities

• Review and validate Post Funding Covenant (PFC) audits, borrowing base certificates, and loan/line advances. Escalate any complex issues or exceptions to management.
• Conduct comprehensive loan reviews, collection of financial statements, financial statement spreading, and financial analysis of borrowers.
• Perform routine monitoring of commercial credits through covenant tracking, servicing borrower inquiries, and facilitating the gathering of essential portfolio data.
• Perform reporting and analysis on the lending portfolio, including monthly and quarterly data reports.
• Maintain electronic loan files and prepare reporting on trends, ratios, and cash flow analysis.
• Consult with customers to verify financial and credit transactions; respond to customer inquiries and resolve customer complaints.
• Lead, develop, and train Portfolio Analysts and Associates.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 2+ years of experience in portfolio management, credit underwriting, or structuring within commercial lending, preferably with exposure to fund finance or specialty finance.
• Strong understanding of lending structures, financial analysis, and credit risk principles.
• Experience with borrowing bases, covenants, and loan documentation.
• Advanced analytical, problem-solving, and organizational skills.
• Ability to operate independently and manage deadlines in a high-volume environment.

Benefits

• Medical, Dental, Vision, and Life Insurance.
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Savings Plan with Employer Match Program and 529 Savings Plan.
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading.

About the company

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).