Portfolio Analytics & Strategy Specialist - Data, Modeling & Analytics

About the role

The Portfolio Analytics & Strategy Specialist within PNC's Data, Modeling & Analytics Retail Lending Insights & Analytics organization is responsible for providing financial and regulatory reporting and analyses, running complex business performance, risk and operational analytics, and developing analytical methods/models to assess market, credit and/or operational risk.

Responsibilities

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
• Responsible for running complex business performance, risk and operational analytics.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
• Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
• Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
• Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
• Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

Requirements

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Qualifications

• Intermediate to advanced proficiency in Python, SQL, JupyterHub, and PAE.
• Intermediate to advanced proficiency in Power BI.
• Experience Gathering And Translating Business Requirements.
• Strong communication and presentation skills.
• Experience In The Financial Services Industry.

Skills

• Analytical Thinking.
• Credit Risks.
• Data Analytics.
• Financial Analysis.
• Model Development.
• Operational Risks.
• Quantitative Models.
• Predictive Analytics.
• Risk Appetite.

Benefits

PNC offers a comprehensive range of benefits to meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

Pay

Base Salary: $91,000.00 – $202,800.00

Schedule

This role is incentive eligible with the payment based upon company, business and/or individual performance.