Personal Lines Underwriter -Exceptions

About the role

The Exceptions Underwriter at Frontline Insurance plays a pivotal role in ensuring high-quality service and proactive solutions for all customers. This position is part of a team committed to making a difference through integrity, patriotism, family, and creativity.

Responsibilities

• Evaluates new business submissions for eligibility, rate determination, and proper classification.
• Initiates communication with agents regarding missing information, eligibility, or rating concerns.
• Orders and reviews reports necessary for proper risk classification.
• Assists in reviewing renewal policies for accuracy, including those requiring consent to rate or high-value coverage.
• Evaluates and determines if additional Consent to Rate is required and executes follow-up actions as needed.
• May assist in evaluating new business submissions for eligibility and proper classification.
• Assists in reviewing property inspections for new business and/or renewals for property or liability concerns.
• Recommends action and notifies agency partners as necessary.
• Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
• Handles policy change requests, evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
• Provides assistance to Underwriting Assistants when help is requested and offers viable solutions to their inquiries.

Requirements

• Any undergraduate education preferred.
• A minimum of 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
• An active 440, 2044, or 220 license is required.
• An insurance-related designation or license for Property and Casualty Insurance is preferred.

Qualifications

• Strong analytical skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office applications.
• Ability to prioritize tasks and manage multiple projects simultaneously.

Skills

• Knowledge of P&C Insurance principles and practices.
• Experience with insurance underwriting systems and procedures.
• Strong attention to detail and accuracy.
• Effective problem-solving and decision-making abilities.

Benefits

• Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security: 401k Retirement Plan with a generous 9% match.
• Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.

Pay

Compensation is competitive and commensurate with experience.

Schedule

The schedule is flexible and designed to accommodate the needs of the individual and the company.