Personal Financial Representative (Personal Banker)

About the role

Join a team passionate about serving others, committed to empowering communities, and dedicated to your wellbeing and prosperity.

Role Summary

The Personal Financial Services Representative (PFR) is an entry-level position that assists members by establishing new member relationships, opening consumer deposit accounts, account maintenance, taking credit applications, reviewing credit reports, working through loan documentation, closing loans, and serving as a Notary Public.

What You Will Be Doing

• Provide exceptional member service to all whom we serve.
• Solve problems, take ownership of member concerns, provide prompt resolutions, and follow up as appropriate.
• Escalate more complex and sensitive member concerns to senior team members and leadership.
• Have a core understanding of financial literacy, products, and services and be able to fluidly converse with members.
• Demonstrate an up-to-date and comprehensive knowledge of all credit union products, services, policies, and procedures.
• Offer appropriate products and/or services to deepen member relationships and refer to other team members as appropriate.
• Make outbound calls to members for the purpose of establishing, growing, and nurturing member relationships.
• Accurately take consumer lending applications.
• Review credit reports for concerns and obtain approvals and submit loan documentation.
• Close loans and effectively communicate with members regarding the next steps.
• Discuss IRAs and HSAs with members and non-members and meet predetermined goals.
• Process international and domestic requests.
• Act as a Notary Public and perform notarial services in accordance with state regulations and credit union policies.
• Observe and monitor cash activity to ensure the branch and team members are following established cash limits.
• Open consumer deposit accounts and perform consumer account maintenance.
• Place cash and supply orders, balance vault cash, and maintain ATMs.
• Review and process overrides/approvals within authority while minimizing risk.
• Mentor and help train new Member Service Associates (MSAs).
• Assist leadership with branch certifications, cash drawer audits, cash drawer overages, and OFAC reports.
• Fluidly transition between tasks as an MSA or Sr. MSA.
• Perform transactions and service requests on member accounts in an accurate and timely manner.
• Accurately follow all cash handling procedures and balance your cash drawer at the end of every day.
• Issue, record, and file monetary instruments and reports in accordance with the Bank Secrecy Act.
• Assist members with Digital Banking enrollment, navigation, resets, and maintenance.
• Assist members with complex and sensitive fraud disputes.

About You

• Professional written and verbal communication.
• Make sound decisions that minimize risk in a timely manner.
• Ability to ask open-ended and clarifying questions to understand member needs and deepen relationships.
• Display professional interpersonal skills to relate effectively to members, the public, colleagues, and all levels of leadership.
• Respect and support all areas of diversity in the workplace and our membership.
• Complete assigned training programs in a timely and accurate manner.
• Participate in and support a team environment.
• Perform their jobs to a reasonable, acceptable standard, which includes attentiveness to detail, timeliness, and quality of work.
• Exercises the utmost discretion and sensitivity when assisting with member transactions.

Qualifications

• Education: High School Degree (or equivalent) required.
• Experience: Sales/relationship building experience required.
• Cash handling experience preferred.
• At least one year of customer service experience preferred.
• Demonstrate and support credit union values and service standards.
• Attend and engage in community events on behalf of the credit union.
• Maintain confidentiality, control risk, and manage operations in accordance with company policies, procedures, and regulatory requirements.
• Demonstrate a high level of personal integrity and ethics.
• Report for work on time and maintain a schedule of regular attendance.
• Some travel may be required.
• Proficient with varying levels of technology.
• Notary Public.

Our Team Member Value Proposition

• Competitive Pay.
• Medical, Dental, Vision, and Life Insurance.
• 20 days/year accrual of Paid Time Off – Plus 10 Paid Holidays!
• 401(k) Match.
• Incentive Program.
• Tuition Assistance and Student Loan Repayment.
• Commuter Benefits.
• Paid Time Off to Volunteer in the Community.
• Product discounts.
• Engaging Work Environment.
• Rewards and Recognition Programs.

Full Salary Range

$20.00-$28.23

Benefits and Perks

• Accrual of Paid Time Off.
• Plus 10 Paid Holidays!
• 401(k) Match.
• Incentive Program.
• Tuition Assistance and Student Loan Repayment.
• Commuter Benefits.
• Paid Time Off to Volunteer in the Community.
• Product discounts.
• Engaging Work Environment.
• Rewards and Recognition Programs.

Equal Opportunity Employer

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.