Personal Financial Advisor

Duties/Responsibilities

• Experience with high quality service standards in all interactions with members, personal and all departments within the Credit Union
• Education members and credit union employees on investment products and services through seminars, branch trainings and other scheduled events.
• Meet with clients to gather, discuss, and understand personal financial information.
• Assess clients’ financial objectives, assets, liabilities, cash flow, insurance coverage, and tax status.
• Develop strategies and plans to help clients meet financial goals based on analysis of financial data.
• Effectively communicate information about the risks, attributes, features and benefits of investment products and services.
• Maintain plan performance for clients; realign and redistribute funds to maintain objectives.
• Execute a systematic approach to verbal and written client communication (minimum 7 contacts per year).
• Communicate sales practices and business development initiatives to branch employees, credit union executives, and sales manager.
• Drive investment and credit union integration initiatives, such as Retail Experience training, seminars, Retail team focus days, etc.
• Refer and cross-sell Credit Union products and services the member has an immediate need for at this moment in time.
• Build additional skills and knowledge in the industry including obtaining additional licenses and certifications as appropriate.

Required Skills/Abilities

• Excellent verbal and written communication skills
• Excellent interpersonal and customer service skills
• Extensive knowledge of financial markets and investment strategies
• Strong analytical and problem-solving skills
• Proficient with Microsoft Office Suite or related software

Minimum Requirements

• Bachelor’s degree in Business or related field preferred
• Two years of related experience preferred
• Licenses to sell at least one financial product (Series 6, Series 7, Series 63 and Series 65, state insurance license, etc.) preferred, but not required

Preferred Requirements

• Professional industry designations are preferred including CFP®, ChFC®, CLU®, etc.
• Knowledge of a wide array of brokerage/banking products and services
• Proficient in fee-based Investment Advisory accounts including wrap accounts, SMA’s, professionally managed solutions, mutual funds, ETF’s, UIT’s and structured investment products
• Fixed and Variable Annuities, Life Insurance, and Long-Term Care Insurance
• Small Business Retirement plans including 401k’s, Individual 401K’s, SEP’s, and SIMPLE IRA’s

Physical Requirements

• Prolonged periods sitting at a desk and working on a computer
• Must be able to lift up to 15 pounds at times