Personal Banker
OceanFirst Bank · Westfield, NJ · 1 wk ago
SalesFull-time
About the role
OceanFirst Bank is seeking a new Personal Banker at our Westfield, NJ branch. Upon hire, all retail staff will participate in a 2-week personalized and interactive training experience.
Responsibilities
- Greets customers warmly and professionally.
- Utilizes consultative selling and profiling techniques, assists new and existing customers to select appropriate products and services to meet their needs.
- Balances and proves cash drawer and work daily to ensure minimum teller difference and controllable loss performance standards are achieved.
- Attends to night deposit vault, ATM, ITM, coin machine as needed.
- Daily outbound calling to customers and prospects to promote Bank, Wealth and NEST products and services.
- Mets and exceeds annually, all assigned sales goals for Bank products and referral goals for NEST and digital products.
- Proactively sells all Bank products and services to deepen and preserve relationships, based on customer need.
- Identifies sales opportunities for Debit Cards, Credit Cards, Wealth and Trust services as well as other strategic sales goals as directed by management.
- Solicits new consumer loan applications, processes applications, and closes loans.
- Receives and responds to all customer inquiries concerning Bank services, interacting with all internal departments to ensure customer satisfaction.
- Performs account and record maintenance duties as directed.
- Provides notary services if licensed.
- Processes deposits, withdrawals, loan payments, cashes checks, and all other teller transactions, in accordance with Bank's policy.
- Serves as Branch Supervisor if directed by management.
- Assists with related branch office functions as directed by the Branch Manager.
- Remains current and applies an understanding on all Bank policies and procedures, to include BSA, attending additional training classes as directed.
- Participates in the Branch Incentive Program.
- Ensures compliance with all regulations governing the banking industry, as well as employment and labor laws, agency guidelines and organization policies.
- Manages the compliance requirements for the Retail Branch to ensure files are maintained in accordance with regulations.
- Ensures that all staff members meet compliance and disclosure requirements and are cross trained in all.
Qualifications
- High school diploma or equivalent.
- Minimum of 1 year of relevant experience in a retail banking environment.
- Strong interpersonal and communication skills.
- Ability to work independently and as part of a team.
- Basic computer skills including proficiency in Microsoft Office.
- Valid driver’s license and reliable transportation.
Skills
- Excellent customer service skills.
- Proficiency in using bank software and systems.
- Knowledge of banking products and services.
- Ability to manage multiple tasks and priorities.
- Strong organizational and time management skills.
Benefits
- Professional growth opportunities.
- Employee perks & discount programs.
- Tuition assistance program.
- Incentive compensation program.
- Company holidays and paid time off.
- Use of the on-site fitness facilities at Red Bank and Toms River headquarter offices.
Pay
Compensation is commensurate with experience.
Schedule
Full-time position.