Originations Systems Engineer I - Canada

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world-class team and culture and contribute to our core mission of enhancing our customer's experience.

About the role

The Originations Business Systems Engineer I is responsible for the independent design, configuration, and implementation of solutions within the enterprise Originations System. This role bridges the gap between business operations and technical architecture, translating complex functional requirements into executable business rules, automated workflows, and system logic. Operating within an Agile framework, the Originations BSE I ensures system stability through proactive troubleshooting, partner integration support, and meticulous documentation of technical configurations to meet both operational goals and regulatory compliance standards.

Responsibilities

• Design and implement features including business rules, credit/funding logic, automated workflows, and user interface enhancements in the assigned loan originations system.
• Gather and analyze business requirements from stakeholders to design effective technical system solutions.
• Manage configuration changes and updates with minimal supervision, conducting thorough validation and testing to ensure accuracy and compliance.
• Resolve moderately complex system issues and production bugs, collaborating with cross-functional teams and vendors when system limitations are identified.
• Maintain precise records of system configurations, change requests, and code reviews to ensure alignment with operational standards.
• Assist in building custom system integrations by developing JavaScript-based formulas and logic (specific to Retail) as well as understanding data transformation.
• Lead small-scale system configuration projects or specific feature enhancements within a sprint cycle.
• Coordinate with external system vendors to resolve non-configurable software limitations.

Requirements

• Minimum 5 years’ experience in Credit or Funding within the auto finance lending industry.
• Minimum 3 years’ experience as a Systems Engineer, Rules Developer, or Configurations Analyst (or similar).
• Minimum 2 years of experience in an Agile/Scrum environment.
• Advanced analytical ability to architect complex calculations, business rules, and decision logic within a Loan Origination System (LOS).
• Proficiency in visual process mapping and technical writing to document intricate system configurations and workflows.
• Demonstrated ability to act as a high-level technical intermediary between business stakeholders and cross-functional technology teams.
• Intermediate experience utilizing JIRA or comparable project management tools to manage tasks within an Agile/Scrum framework.
• Bachelor's or 4-year college degree in business/information technology, or a combination of experience.

Qualifications (Preferred)

• Previous Team Lead experience within a Credit or Funding department in the auto finance industry.
• Experience working on a team responsible for configuring and supporting technology platforms used in Canadian auto lending, with an understanding of vehicle finance processes, business rules, system configuration, and lending workflows.
• Foundational understanding of API protocols, schema implementation, and interface techniques for third-party service integrations.

Additional Requirements

• Overtime as required on an as-needed basis.
• Travel: 0-10% as required on an as-needed basis.
• Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ.

Physical Demands & Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Schedule

Ability to work Monday-Friday between 8AM-6PM, weekends as needed, to accommodate business needs.