Origination Analyst

Essential Functions

• Aid the Loan Officer in various phases of the loan life cycle (from application to post-closing).
• Compile necessary information needed to evaluate loan opportunities accurately.
• Evaluate and present commercial loan opportunities to the Loan Officers.
• Draft commercial loan proposals.
• Communicate with the borrower and Bank staff throughout the loan process.
• Work with the loan closing team and the Bank’s attorney to close the loan.
• Maintain accurate document management records of clients and manage the process to request, collect, and store client documents.
• Update relevant reports within Salesforce.
• Review completed Loan Presentation.
• Review and process advance requests.
• Monitor and track borrower performance for identified relationships.
• Perform market, industry, and economic analyses to identify trends and variances.
• Collaborate with a team of commercial loan analysts and ensure accurate analysis is performed on new and existing loan data.
• Maintain accurate department records and perform other duties as assigned by supervisor.
• Assist in various special projects as assigned.

Requirements

• 2+ years of experience underwriting commercial loans preferred.
• Bachelor’s degree in business, finance, or accounting preferred.
• Strong analytical, technical, and statistical skills.
• Ability to multitask, prioritize, and manage time efficiently.
• Good communication and organizational skills.
• Ability to work independently as well as in collaboration with a team.
• Sound knowledge of credit risk, accounting principles, financial statements, and tax returns.
• Understanding of the banking industry and the regulatory requirements associated with it.
• Proficient in Microsoft Excel, Microsoft PowerPoint, and Microsoft Word.

Qualifications

• Experience in the banking industry is a plus.
• Knowledge of local regulations and compliance standards.
• Excellent interpersonal and communication skills.
• Ability to handle confidential information with discretion.
• Strong attention to detail and accuracy.