Open Banking Principal Architect

Skill Matrix

• Programming:
  • Must Have: Java (advanced), Spring Boot (3.x, reactive patterns), API design
  • Good to Have: Node.js, React.js
• Open Banking Standards:
  • Must Have: FDX (hands-on), Digital Banking APIs
  • Good to Have: BIAN, ISO 20022, PSD2
• Open Banking Platforms:
  • Must Have: Ninth Wave (hands-on/exposure)
  • Good to Have: Plaid, Tink, MX, Finicity
• IDP & Security:
  • Must Have: OAuth2.0, OIDC, mTLS with Okta/Ping/Azure AD/ForgeRock
  • Good to Have: Advanced tokenization and FPE
  • Consent Management:
    • Must Have: Consent & data sharing flows
    • Good to Have: GDPR/CCPA preference management
• Data Security:
  • Must Have: Mandatory data masking, logging compliance, secure coding practices
  • Good to Have: Tokenization, format-preserving encryption (FPE)
• Cloud & Deployment:
  • Must Have: Docker, Kubernetes, Azure AKS
  • Good to Have: AWS EKS, GCP GKE
• Ingress & API Gateway:
  • Must Have: NGINX ingress controller, Azure API Management
  • Good to Have: Apigee, MuleSoft, Kong
• Event Streaming:
  • Must Have: Kafka (producer/consumer, schema registry)
  • Good to Have: MQ, Pulsar
• AI/Automation:
  • Must Have: AI tools for development, testing, and code review
  • Good to Have: Prompt engineering, AI-assisted documentation
• Testing:
  • Must Have: Unit testing (JUnit, Mockito), functional automation testing
  • Good to Have: Cucumber, Karate, Postman automation
• Code Quality & Security:
  • Must Have: SonarQube, Veracode, static analysis, secure coding practices
  • Good to Have: Checkmarx, Fortify
• CI/CD & DevOps:
  • Must Have: Jenkins, Bitbucket Pipelines, Azure DevOps
  • Good to Have: GitHub Actions, GitLab CI/CD
• Domain Knowledge:
  • Must Have: Banking / Financial Services
  • Good to Have: Insurance, FinTech startups
• Soft Skills:
  • Must Have: Strong communication, mentoring, technical leadership
  • Good to Have: Client-facing presentation skills