Mtge Home Ln Advisor

About the role

This position requires spending more than 80% of your time outside the office, meeting new people, and helping people finance homes.

Responsibilities

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain the application process, fees involved, and different programs available
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork and notifying borrowers of credit report and appraisals ordered to determine feasibility of a mortgage loan
• Submit completed applications and confer with underwriters to resolve mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with the processor and borrower, if loan is denied, to reconstruct the loan under a different program
• Cook up loan closing, escrow signing, ordering of loan documents, and assist borrowers in the closing process

Requirements

• A high school diploma or GED
• One to two years related experience and/or training
• Proficient with Windows-based software
• The ability to drive a car or obtain other reliable transportation is required
• The ability to speak, read, write, and effectively interpret documents and reports
• Competent math skills
• Registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
• Self-motivated and extremely detail-oriented
• Thrives in a fast-paced, constantly changing environment

Qualifications, Competencies And Skills

• High school diploma or GED
• One to two years related experience and/or training
• Proficient with Windows-based software
• The ability to drive a car or obtain other reliable transportation is required
• The ability to speak, read, write, and effectively interpret documents and reports
• Competent math skills
• Registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
• Self-motivated and extremely detail-oriented
• Thrives in a fast-paced, constantly changing environment

About Us

Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.

Diversity

Diversity At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.

Equal Opportunity/Affirmative Action Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status. Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

Hybrid Work Environment

At First Bank, we embrace a hybrid work environment which allows employees to work at an alternative location depending upon the needs of their job and team. The in-office days are designed to inspire increased collaboration, development, productivity, and quick decision making. Hybrid schedules should include at least two full days in the office with more or all in-office days expected of our client facing teams and the groups that support them in the business.