Mortgage Underwriter III (VA)
Atlantic Union Bank · Richmond, VA · 1 mo ago
Sales$71k–$121k/yrFull-time
About the role
The Mortgage Underwriting & Appraisals area is responsible for evaluating mortgage applications and property valuations to ensure sound credit decisions, accurate risk assessment, and compliance with all regulatory and investor requirements.
Responsibilities
- Analyzing borrower credit profiles, income, assets, and collateral
- Reviewing appraisal reports for accuracy and adherence to standards
- Determining the overall creditworthiness and risk level of mortgage requests
- Applying underwriting guidelines
- Identifying and mitigating potential risks
- Ensuring the integrity and consistency of valuation processes
- DE / SAR / VHDA Delegations
- Other duties as assigned
Qualifications
- Requires broad knowledge of operational procedures and tools obtained through extensive work experience
- May require vocational or technical education
- Typically requires 5+ years relevant experience
Pay
The salary range for this role is between $71,400.00 to $121,400.00 USD.