Mortgage Processing Specialist

Qualifications

• At least two years of experience with mortgage loan processing.
• Familiarity with Fiserv-Cleartouch software preferred.
• Familiarity with Encompass software preferred.

Responsibilities

• Responsible for all activities required to process and underwrite all loan products.
• Create new loan disclosures for all new applications.
• Gather all necessary loan documents to create a complete loan file.
• Perform moderately complex loan calculations.
• Assist customers and correspondents with inquiries or problems and refer more serious situations to Management.
• Absorb and communicate underwriting guidelines to ensure the approval of quality loans.
• Log and register new lock requests from correspondents.
• Separate and scan files for imagining in Nautilus.
• Run daily reports for Loan Originations Manager.
• Absorb and communicate with the Loan Servicing Department in scanning and separating closed loan files as needed.
• Review appraisal reports thoroughly on first mortgage and equity loans that include single family, two to four families, and condominium units.
• Review credit package and complete final underwriting of mortgage products to determine credit worthiness of borrowers prior to submission to Loan Committee.
• Absorb and implement new procedures.
• Provide coverage to the reception area.
• Maintain current knowledge of all position related procedures and compliance.
• Comply with all Bank issued policies, including, but not limited to, the Information Security/Cybersecurity Policy, Acceptable Use Policy and Internet Access and E-Mail Use Policy, and any other Information Security and/or Cybersecurity communications/directives received from Management.
• Perform additional duties as assigned by management necessary to maintain an efficiently run office, including cross-training in other Department or Bank functions.
• Able to work varied hours/days as business dictates.
• May travel to Bank or other locations for job related functions.

Knowledge/Skills Requirements

• Efficient knowledge of standard office equipment operation, including a Personal Computer (PC) with email, Microsoft Word and Microsoft Excel.
• Demonstrate consistent positive interpersonal and communication skills when interacting with colleagues and customers.
• Demonstrate discretion, confidentiality and privacy when interacting with colleagues and customers.
• Achieve and maintain proficiency with position related processes and technology.
• Strong organization skills.
• Attention to detail.
• Exercise good judgment.
• Able to manage multiple tasks at a time.
• Able to work independently.

Benefits

• Retirement plans.
• Health Insurance.
• Paid days off.

Pay

• Annual salary: $50,000 - $55,000

Schedule

Mondays, Tuesdays & Wednesdays 8:30 am – 4:30 pm
Thursdays 8:30 am – 5:00 pm
Fridays 8:30 am – 4:00 pm