Mortgage Loan Underwriter

About the role

You’ll play a key role in helping our members achieve their homeownership dreams by underwriting both portfolio and secondary market mortgage loans with accuracy, empathy, and efficiency.

Responsibilities

• Underwrite mortgage loans in accordance with SCU and investor guidelines.
• Ensure data integrity and complete documentation in all files.
• Support lenders and processors with real-time feedback and expert guidance.
• Collaborate with the Mortgage Processing Department to meet underwriting timelines.
• Maintain knowledge of tools like Desktop Underwriter, Loan Prospector, and WHEDA.
• Contribute to internal audits and compliance efforts.
• Help develop underwriting and program guidelines aligned with credit union strategy.
• Demonstrate empathy, professionalism, and a commitment to excellence in every interaction.

Requirements

• Associate’s degree in business, finance, banking, or real estate preferred.
• 4+ years of experience in credit analysis, mortgage lending, or secondary market operations (or a Bachelor’s degree in lieu of experience).
• Strong knowledge of mortgage laws and regulations.
• Proficiency in Microsoft Word, Outlook, and intermediate Excel.
• Excellent interpersonal and problem-solving skills.

Benefits

At Summit, you’re not just underwriting loans—you’re helping over 250,000 members across Wisconsin build brighter financial futures. We’re a people-first, award-winning workplace where 44% of our roles are filled internally, and employees frequently refer their friends.