Mortgage Loan Originator, Virtual Branch

Position Summary

You’re currently producing $10–$12 million annually in self-sourced business and are ready to add another $10–$12 million in unique lead volume.

Core Responsibilities

• Qualifies and originates loan applicants for mortgage loan products, including first mortgages, construction loans and home equity products.
• Obtains necessary and pertinent financial data; conducts analysis of such.
• Initiates loan process compliant with all applicable standards, policy and procedures.
• Builds relationships with Realtors, Builders, and other referral sources.
• Provides exceptional service to existing customers while cross-selling and referring to other departments.
• Facilitates the loan closing process.
• Works online lead shifts as assigned.

Secondary Responsibilities

• Maintains knowledge of all real estate products, underwriting procedures and the mortgage lending industry.
• Responsible for compliance with laws and regulations applicable to this position.
• Affords assistance to retail lending department in all aspects of retail lending by referring clients or completing transactions.
• Responsible for security as it applies to this position.
• Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
• Performs other tasks as assigned.

Bank Standards

• Mission: Help people succeed financially.
• Ethics: Always do the right thing.
• Solutions: Bring innovative solutions to challenges.
• Ownership: Take accountability and learn from our mistakes.
• Positivity: Bring energy and enthusiasm to everything we do.

Compensation & Benefits

• An annual salary of $60K, plus the potential to boost your earnings even further with no-cap commission structure.
• Full-time team members enjoy a comprehensive benefits package including paid time off, paid holidays, and even paid volunteer days.
• Medical, dental, and vision insurance.
• 401(k) and ESOP retirement plans.
• Additional benefits and incentives consistent with our company policy.

Requirements

• Meet NMLS requirements for MLO’s
• 4-3 years’ experience in mortgage loan originations or a strong background in real estate
• 4-year degree or equivalent work experience
• Excellent communication skills and a team-player who treats co-workers with the same respect and professionalism as we do our customers.
• Proficiency with MS Office.