Mortgage Loan Originator -Vancouver, WA

About the role

The Mortgage Loan Originator at Residential Mortgage is responsible for soliciting and developing residential mortgage loans. This position involves significant outside sales activities and maintaining relationships with realtors and other mortgage referral sources.

Responsibilities

• Receive and screen loan applications.
• Run credit checks and verify income/asset information, notifying unqualified applicants promptly.
• Conduct loan interviews and gather necessary customer information.
• Provide loan information and service to customers, realtors, and others as needed.
• Determine borrower eligibility based on specific investor guidelines.
• Order real estate appraisals for purchase or refinancing transactions.
• Maintain knowledge of local real estate market trends, lending rates, and regulatory changes.
• Develop and maintain relationships with local realtors, developers, and builders to promote bank services.
• Comply with state and federal laws and regulations, as well as company and industry standards.

Qualifications

• High School Diploma or equivalent.
• Three years of lending experience.
• Valid driver’s license and reliable transportation.
• Registration and annual certification with the National Mortgage Loan Licensing Registry required.
• Intermediate knowledge of MS Office Suite, including Word, Excel, PowerPoint, and Outlook.
• Ability to operate standard office equipment such as PC, printer, fax/copier, and telephone.

Skills

• Exceptional communication skills.
• Talent to identify and mentor staff to resolve issues and problems.
• Effective presentation and response to questions.
• Excellent organizational skills and attention to detail.
• Thorough understanding of FHA, VA, Fannie Mae, AHFC, and other loan types.
• Analytical and decision-making skills.
• Read, analyze, and interpret financial statements, income tax returns, and governmental regulations.
• Versatility, flexibility, and enthusiasm for working within constantly changing priorities.

Benefits

• Medical, Dental, and Vision insurance, including FSA (Flex Spending Account).
• Paid Time Off to include select paid holidays.
• Roth and Traditional 401K plans with generous matching.
• Additional benefits include Paid Parental Leave, Education Assistance, Employee Assistance Program, and Employee Wellness Program.

Pay

Compensation is commensurate with experience.

Schedule

Hours are typically full-time, with occasional evening and weekend work as needed.

Northrim Bank/Residential Mortgage, LLC is an equal opportunity and affirmative action employer.