Mortgage Loan Originator (Pinedale)

About the role

First Western is seeking an Mortgage Loan Originator to join our team. This role plays a vital part in helping high-net-worth clients achieve their financial goals.

Responsibilities

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• On-going development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership
• Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
• Respond to all inquiries and referrals within 24 hours
• Meet applicants either face-to-face or over the phone
• Conduct interviews with potential applicants to determine the appropriate loan programs/products
• Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
• Meet volume goals as established by the sales management team
• Attend all sales meetings and successfully complete all required training

Requirements

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communications skills
• Detail-oriented

Qualifications

• Required Education Level: Bachelor's Degree, Or equivalent work experience
• Experience Level: 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment

Skills

• Active NMLS registration, Upon Hire

Benefits

At First Western, we provide a competitive compensation package, a comprehensive benefits program, and ongoing training and development opportunities. We also offer paid time-off, health and wellness benefits, and access to training and professional development programs.