Mortgage Loan Originator (Northern CO)

About the role

First Western is seeking an Mortgage Loan Originator to join our team. This role plays a vital part in helping high-net-worth clients achieve their financial goals.

Responsibilities

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• On-going development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership
• Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
• Respond to all inquiries and referrals within 24 hours
• Meet applicants either face-to-face or over the phone
• Conduct interviews with potential applicants to determine the appropriate loan programs/products
• Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
• Meet volume goals as established by the sales management team
• Attend all sales meetings and successfully complete all required training

Requirements

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communications skills
• Detail-oriented

Qualifications

• Required Education Level: Bachelor's Degree, Or equivalent work experience
• Experience Level: 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment

Skills

• Active NMLS registration, Upon Hire

Benefits

• At First Western, we provide a competitive compensation package, a comprehensive benefits program, and ongoing training and development.
• We also offer a 401(k) plan with match, paid parking/transportation benefits, access to training & professional development programs, and sponsorship for obtaining professional certifications.
• We provide flexible spending accounts, health savings account, health & wellness benefits, paid time-off, and holidays.

Pay

Commission Only

Schedule

Full-Time Exempt

Benefits

• Bank-sponsored training and development programs
• Flexible scheduling options
• Health and wellness benefits
• 401(k) plan with employer match
• Paid time off and holidays
• Access to professional certification sponsorships

Company Information

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations.

Contact Information

If you have questions, please contact us at Talent.Management@myfw.com.