Mortgage Loan Originator - New Jersey

Who We Are

At Ion Bank, we pride ourselves on providing exemplary customer service and building lifetime relationships by partnering with our customers to identify and achieve their financial goals. We are passionate about our Service Standards and live by them every day. As a result of Ion’s continued growth, the bank consistently provides robust and diverse development programs for its employees with a goal of personal expansion. Not only does Ion prioritize its internal team but additionally values the communities that the employees serve. The bank consistently encourages volunteerism from its employees to support customers and beyond.

Who We Are Seeking

The ideal candidate is experienced and highly motivated with a proven track record of meeting and exceeding production goals. We are seeking a client-centric MLO who is passionate about guiding individuals and families through one of the most significant financial decisions of their lives. The successful candidate will possess a strong commitment to exceptional customer service, excellent interpersonal skills, and the ability to explain complex loan options and terms in a clear, compassionate manner. The ideal candidate also upholds a dedication to building and maintaining a robust network of referral partners, including realtors, builders, and financial professionals.

Responsibilities

• Originating mortgage/consumer loan applications to increase portfolio and meet monthly production goals, while ensuring compliance with lending rules and regulations.
• Actively promoting new mortgage and consumer loan business development for NVE Bank, A Division of Ion Bank in upper New Jersey.
• Developing professional relationships with area realtors and builders to promote new loan business.
• Ensuring company service standards are continually achieved in area of responsibility.
• Originate consumer loans and mortgages.
• Maintain and analyze data for loan/mortgage applications and requests.
• Recommend and outline terms of loan, inform prospective borrowers of loan commitments.
• Develop and maintain a robust network of referral partners.
• Handle inquiries from applicants and branch personnel, effectively resolve customer complaints.
• Ensure activities within assigned functional area of responsibility are in line with Bank policy.
• Notify applicant of loan decision in a timely manner.
• Participate in banking and civic organizations to promote the Bank's image and visibility within the Community.

Requirements

• Education and Experience:
• Bachelor's degree in business or finance preferred.
• Familiarity with mortgage products, underwriting, terminology and Freddie Mac and CHFA guidelines.
• Two to four years lending and sales experience, or some comparable combination of education and experience.

Qualifications

• Strong commitment to exceptional customer service.
• Excellent interpersonal skills.
• Ability to explain complex loan options and terms in a clear, compassionate manner.
• Dedication to building and maintaining a robust network of referral partners.
• Valid driver's license required.
• Must register with the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain a unique identifying number.

Skills

• Customer service skills.
• Interpersonal skills.
• Loan origination skills.
• Network building skills.
• Compliance with lending rules and regulations.

Benefits

• Health Insurance (Medical, Dental, Vision).
• 401(k) and Employer Match.
• Life Insurance.
• Disability.
• HSA/FSA.
• Employee Assistance Program.
• Wellness Programs.
• 15 Paid Time Off Days.
• 12 Paid Holidays.
• Job Shadowing.
• Volunteer Opportunities.