Mortgage Loan Originator I, Plymouth, IN

Position Summary

Originates permanent FHA / VA and conventional residential mortgage loans and participates in related business development activities in assigned region/area. Partners with banking centers to assist current clients on mortgage needs.

Essential Requirements

• Solicits residential first mortgages through contacts with realtors, builders and developers.
• Calls on potential or existing customers as assigned to develop new business or retain existing business.
• Utilizes the mortgage product to cross sell banking relationships for the regional banking centers (i.e. checking accounts and other deposit services).
• Provides service to customers and prospective customers seeking residential mortgage loans.
• Interviews applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
• Negotiates terms and conditions of loan with mortgagors.
• Makes presentations to prospective customers in the community.
• Keeps informed of trends and developments in the local Real Estate market, as well as the changing rules and regulations pertaining to both conventional and government-insured mortgages.

Non-Essential Functions

• Performs all other duties as assigned.

Experience/Skills

• Retail or sales experience preferred.
• Good PC skills—proficiency in Microsoft Word and Excel essential.
• Good calling and presentation skills.
• Self-starter, good organization skills.
• Ability to work well within a team.
• Good verbal communication skills.
• Willing to work flexible hours.

Education

Bachelor’s Degree preferred.

Travel Requirements

• Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

Physical Demands

• Sit, stand and walk.
• Use hands and fingers to operate keyboard and other office equipment.
• Reach with hands and arms.
• Talk or hear.
• Sometimes stoop or kneel.
• Lift and/or move up to 10 pounds.