Mortgage Loan Originator I

About the role

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.

Responsibilities

• Originates mortgage loan applications
• Negotiates terms and rates of the loans
• Obtains customers’ vital information and provides expert advice relative to product options
• Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
• Secures interest rate lock‑ins with investors
• Manages pipeline so as to protect the bank from interest rate risk
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
• Performs other duties and responsibilities as assigned.

Requirements

Minimum 2‑3 years of mortgage origination experience; HS Diploma/GED.

Skills

• Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
• Ability to read, analyze and interpret financial report and/or legal documents
• Ability to write routine reports and business correspondence
• Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
• Ability to effectively present information in one‑on‑one and small group situations, to customers, clients and other employees in the organization
• Proficient in MS Office programs

Qualifications

NMLS license required.