Mortgage Loan Originator

Job Title: Mortgage Loan Originator Location: Hamilton OH (Onsite) Who We Are: Vernovis is a Total Talent Solutions company that specializes in Technology, Cybersecurity, Finance & Accounting functions. At Vernovis, we help these professionals achieve their career goals, matching them with innovative projects and dynamic direct hire opportunities in Ohio and across the Midwest. Come join us: Vernovis is looking for a Mortgage Loan Originator who will originate mortgage loans sourced through their established referral partners, our clients retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position will be required to self-source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. What You'll Do:Consistently achieves monthly loan production volume as specified in the MLO Agreement.Generates new business to assist in meeting established profitability goals.Responsible for developing and maintaining business plan for growth of this business area.Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.Evaluates needs of potential customers and offers appropriate mortgage products and services or provides referral to appropriate specialist within the Bank.Prepares and compiles mortgage applications and information for processing of mortgage loan applications generated.Ensures completeness of loan documentation.Oversees timely closing and funding of loans.Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.Responds to mortgage inquiries and requests regarding accounts from assigned branches.Promotes and cross-sells other bank products and services as appropriate to customer requirements.Provides data to support marketing and sales promotion programs.Works directly with sales manager to assist with CRA loan initiatives in local market. What You'll Have:Minimum of 2 years’ experience originating residential mortgages, 4 years preferred.Must have existing referral network established to provide mortgage leads.Must have prior experience using loan originating software and MS Office products.Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.Must have or ability to obtain Mortgage Loan Originator License with NMLS.Must be trained in all areas of mortgage lending.Must maintain employer and industry required continuing education. The Vernovis Difference: Vernovis does not accept inquiries from Corp to Corp recruiting companies. Applicants must be currently authorized to work in the United States on a full-time basis and not violate any immigration or discrimination laws. Vernovis provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.