Mortgage Loan Originator

About the role

United Community is seeking an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team in Tuscaloosa, AL, Huntsville, AL, or Birmingham, AL. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care.

Responsibilities

• Develop business through maintaining contact with realtors, builders, developers, and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guidelines.
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests.
• Review application and initial loan documentation for compliance with investor, state, and federal lending requirements.
• Order verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan packages within timeframes set by management.
• Input information from applications and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements

• Minimum two (2) years of residential mortgage loan origination experience.
• Familiarity with FHA, VA, and USDA guidelines.
• Proficient in sales and service skills, including tele-consulting, prospecting, and networking.
• Active NMLS License required.
• Must be able to pass a criminal background and credit check.

Preferred Qualifications

• Current Notary Public Certification.

Conditions of Employment

This is a full-time, non-remote position. FLSA Status: Non-Exempt.