Mortgage Loan Originator

Key Responsibilities

• Possess and verify member eligibility requirements.
• Communicate with members and non-members via walk-ins, phone, and referrals regarding real estate loans.
• Conduct borrower interviews to determine the most suitable mortgage product based on individual needs.
• Accept, review, and process loan applications, ensuring all required documentation is collected.
• Submit complete loan applications through the Loan Origination System (LOS).
• Perform outbound calls for sales, loan follow-ups, and issue resolution.
• Meet with members throughout various stages of the loan process.
• Use Suffolk Credit Union and vendor resources to provide accurate loan program and policy information.
• Cook up coordination with management, processors, and underwriters to ensure timely document submission and loan condition fulfillment.
• Oversee the loan process from origination to closing while maintaining consistent communication with members and partners.
• Achieve production goals and complete all required Mortgage Loan Originator training while maintaining knowledge of LOS, Core banking systems and consumer lending programs.

Essential Qualifications

• Minimum one year of residential mortgage origination experience.
• Proven ability to prospect, generate leads, and meet or exceed production goals.
• Strong understanding of mortgage processing, underwriting, and closing procedures.
• Knowledge of conventional lending guidelines; familiarity with government programs preferred.
• Understanding of federal regulations governing real estate lending.
• Strong computer skills, including Microsoft applications and database systems.
• Excellent time management with the ability to prioritize and handle multiple tasks.
• Strong analytical, communication, and interpersonal skills with the ability to interpret financial data and present lending options.

Benefits

• Comprehensive benefits package including health plans, 401(k) matching, and support for work-life balance.
• Employee engagement activities and opportunities for community involvement.
• Performance-based incentive program offering the opportunity to increase total compensation through mortgage production, relationship development, and successfully guiding members through the home financing process.