Mortgage Loan Originator
About the role
First Western is seeking a Mortgage Loan Originator to join our team. This role plays a vital role in helping high-net-worth clients achieve their financial goals.
Responsibilities
- Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
- On-going development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership
- Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business
- Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
- Respond to all inquiries and referrals within 24 hours
- Meet applicants either face-to-face or over the phone
- Conduct interviews with potential applicants to determine the appropriate loan programs/products
- Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
- Present a full and complete loan application with supporting documentation to the operations team within 72 hours
- Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
Requirements
- Proficient in Microsoft Office Suite
- Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
- Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
- Demonstrated success in cultivating and maintaining a quality referral network
- Solid understanding of mortgage loan processing, underwriting, and closing
- Professional presentation, written and verbal communications skills
- Detail-oriented
- Ability to work independently and with an operations team
- Focus on providing outstanding customer service and meeting critical deadlines
Qualifications
- Required: Bachelor's Degree
- Preferred: Equivalent work experience
- Required: 1-3 years recent residential mortgage lending experience, preferably within a bank environment
Skills
- Active NMLS registration upon hire
Benefits
We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.
Pay
Commission Only
Schedule
Full-Time Exempt
What You Receive
- At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning
- We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program
- Pay Range: Commission Only
- Job Classification: Full-Time Exempt
- *Actual offer will be based on experience, location, education, and/or skills*
- Strong Bonus Potential
- 401(k) Plan with Match
- Paid Parking/Transportation Benefits
- Access to Training & Professional Development Programs
- Sponsorship for Obtaining Professional Certifications
- Flex Spending Accounts
- Health Savings Account
- Health & Wellness Benefits
- Paid Time-Off + Bank Holidays
Interested?
Visit us today at: https://myfw.com/careers/
Contact Us
If you have questions, please contact us at: Talent.Management@myfw.com
Equal Opportunity Employer
First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives.