Mortgage Loan Originator.
Fifth Third Bank · Sarasota, FL · 2 wk ago
FinanceFull-time
Essential Duties And Responsibilities
- Develop referral contacts (realtors, builders, professional and personal contacts).
- Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
- Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
- Follow defined protocol for escalation exceptions.
- Take applicant applications by completing Fannie Mae form 1003 on the laptop.
- Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
- Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
- Manage pipeline for all originated loans through closing and complete required management reports.
- Communicate with branches and/or applicants of providing timely updates and progress reports.
- Maintain high levels of customer service while managing each applicant's and support staff's expectations.
- Attend and participate in all Consumer Lending meetings as required by management.
Minimum Knowledge And Skills Required
- High school diploma or equivalent mandatory.
- Four-year college degree preferred.
- Knowledge of conventional and/or government lending guidelines.
- Knowledge of residential mortgage processing, underwriting, and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Two years of mortgage lending experience.
- An established book of local referral sources.
- Existing mortgage sales of $1 million per month.
- Demonstrated organizational skills.
- Strong written and verbal communications skills.
- Demonstrated teamwork and customer service skills.
- Proven computer skills.
- Basic sales technique skills.
- Strong desire to excel in a competitive environment.
Pay
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance.
Schedule
Details regarding the schedule are not specified in the job posting.
Benefits
For more information on benefits, please visit: 53.com Careers page.
Location
Sarasota, Florida 34236