Mortgage Loan Originator

Essential Duties And Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available.
• Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals.
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
• Maintain reports and notes within the origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved.
• Make presentations on loan products in sales meetings and with Sales staff in builder communities.
• Quickly respond to Operations in order to facilitate an efficient loan process.
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations.
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
• Able to work overtime.
• Able to travel overnight.

Qualifications

• Education and/or Experience: Bachelor's degree from four-year college or university; One to two years of related experience and/or training.
• Licenses and Certifications: Must have a vehicle and a valid driver’s license; Licensed Mortgage Loan Originator as required by state.
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Proficiency with MS Office and email.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.
• Bilingual preferred.