Mortgage Loan Originator
DHI Mortgage · Richmond, TX · 3 wk ago
FinanceFull-time
Essential Duties And Responsibilities
- Interview mortgage applicants to understand and educate them on their financing options available.
- Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
- Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
- Maintain reports and notes within the origination software and customer relationship management systems
- Review new leads daily and contact them to earn their business
- Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
- Make presentations on loan products in sales meetings and with Sales staff in builder communities
- Quickly respond to Operations in order to facilitate an efficient loan process
- Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
- Able to work overtime
- Able to travel overnight
Qualifications
- Education and/or Experience: Bachelor's degree from four-year college or university One to two years of related experience and/or training
- Licenses: Must have a vehicle and a valid driver’s license Licensed Mortgage Loan Originator as required by state
- Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
- Proficiency with MS Office and email
Preferred Qualifications
- Strong written and oral communication skills
- Ability to accurately and efficiently process and record a large volume of data
- Ability to act as a team player and be willing to accept constructive criticism
- Bilingual preferred