Mortgage Loan Originator

Specific Job Functions

• Solicit business from potential and existing customers (outside and inside business location).
• Interviews loan applicants and processes loan applications for both purchase and refinance transactions.
• Counsel borrowers about various loan programs and help them to select the program that best fits their financial goals and needs.
• Affixes to the processor and underwriter to address any underwriting issues and get closed.
• Manages a large pipeline of loans including meeting closing deadlines, submitting loans to compliance, and making sure their pipeline meets the bank's requirements.
• Provides and maintains a professional, business-like atmosphere within the organization.
• Represents the financial institution in public relations activities and community affairs.

Minimum Job Requirements

• A high school diploma or equivalent is required.
• Must have 0 – 3 years of mortgage sales experience with understanding of FHA, VA, RD and conventional guidelines for various investors.
• Must be able to cultivate and maintain a consistent loan pipeline.
• Must be able to work independently and handle multiple priorities under deadline pressures and time restraints.
• Must be detailed oriented and able to follow set guidelines.
• Must have exceptional written and verbal communication skills.
• Must have organizational and time management skills.