Mortgage Loan Originator Assistant
First PREMIER Bank/PREMIER Bankcard · Sioux Falls, SD · 4 mo ago
FinanceFull-time
Job Duties And Responsibilities
- Manage assigned loan pipeline and provide quality control which includes but not limited to: completing client applications, processing loan denials, determining pre-qualification standards, completing disclosures, writing loan narratives, locking interest rates, and preparing in-house loans for management approval.
- Provide timely and professional written and verbal communication internal and external stakeholders.
- Responsible for operational excellence and regulatory compliance, ensuring residential lending portfolio is compliant with regulatory requirements.
- Provide daily support to ensure timelines are met, service standards are exceeded, workload priorities are established, and problems/exceptions are resolved in a timely manner.
- Schedule appointments and prioritize sensitive matters for lender or leadership calendar.
- Maintain comprehensive and accurate records including but not limited to minor accounting expense reports, monetary and ordering inventory, meeting materials, and reports and data analysis.
Skills And Qualifications
- Attention to detail, analytical and problem-solving skills.
- Strong organizational skills with the ability to multi-task and manage simultaneous high priority projects and tasks while maintaining a high degree of confidentiality.
- Ability to work independently with a strong attention to detail.
- Strong verbal and written communication skills to coordinate with loan officers, underwriters, customers, investors, and management.
- Ability to take initiative and resolve issues in a timely manner.
- Willingness to quickly adapt to changing regulations, investor overlays, work as a team and become proficient quickly.
- Ability to work independently, handle stress, exercise self-control, adhere to company policies, and procedures.
- Ability to build rapport and trust quickly with various stakeholders.
- Bachelor’s degree in business, finance, or a related field preferred.
- Minimum of 3 years of mortgage experience preferred.
- Strong knowledge of mortgage lending processes and regulatory requirements required.
Competitive Benefits Package
- Full medical benefits when working 20+ hours per week
- Traditional and High-Deductible health plan options available
- FREE dental and vision coverage
- Generous Paid Time Off plans
- 401(k) - dollar-for-dollar match up to 5% of total compensation
- Special discounts and offers for events at the Denny Sanford PREMIER Center
- PREMIER Wellness Program
- Paid Community Volunteer Hours - PREMIER averages 30,000 hours per year
- Fun Employee Parties
Culture Emphasis
- Emphasis on personal success, respect, health, wellness, fun and giving back
- Employees are rewarded, valued, and celebrated for hard work
- Variety of career advancement opportunities and growth
- Appreciation shown through concerts, outdoor bashes, car giveaways and more