Mortgage Loan Officer - West Salem / Albany / Corvallis

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll act as a proactive partner and trusted advisor, helping members find the loans that best fit their financial future. With over 80 years of dedication to our community, OnPoint is committed to making financial dreams a reality while fostering a supportive and growth-oriented workplace.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring referrals for new mortgage lending opportunities.
• Attract new mortgage loan originations by building relationships within the community, particularly in the real estate sector, and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, and other verifications, determining financing objectives and advising members on product/pricing policies.
• Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Demonstrate professional ethics by complying with all federal and state compliance policies and adhering to all requirements.
• Manage a heavy pipeline of 40+ loans while prioritizing multiple competing tasks.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to be self-directed, efficient, and meet deadlines.
• Highly organized with strong verbal, written, math, and accounting skills.

Pay

This is a 100% commission-based role with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Benefits

• Comprehensive medical, dental, and vision coverage.
• Employer-matched 401(k) up to 5%.
• Tuition reimbursement.