Mortgage Loan Officer-Utah

About the company

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees and are committed to recognizing and creating fulfilling opportunities within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have strong ties to the communities we serve and strong relationships with our customers.

Responsibilities

• Solicit and bring in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers, and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Interview potential applicants to develop information concerning their needs, desires, and other relevant details; obtain and review pertinent financial and credit data.
• Assist customers with information about loan types and interest rate options, lock interest rates as requested, prepare and send initial disclosures, and submit information to automated underwriting software.
• Ensure timely re-disclosures are made.
• Order appraisals through the system, arrange for title searches, and obtain necessary documents.
• Communicate with the customer throughout the process and work with processors through closing.
• Originate residential home loans.

Requirements

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws, and regulations.
• Ability to successfully solicit loans.
• Good problem-solving skills.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in a high-pressure environment.
• Ability to work with various types of computer software, including mortgage-specific software.

Benefits

• Medical, Dental, and Vision Insurance – start day one.
• Life and Disability Insurance.
• Paid Parental Leave and Adoption Assistance.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays.
• 401(k) plan with company match and Profit Sharing.
• Competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.