Mortgage Loan Officer-Texas

About the role

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. We value our employees and are committed to creating fulfilling opportunities for outstanding people, rewarding them for their contributions to our success. At Zions, you will have endless possibilities to expand your skills and gain valuable experience that will help you advance your career.

Responsibilities

• Solicit and bring in mortgage business for the bank through previous contacts, relationships, and referrals from real estate agents, builders, developers, and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Interview potential applicants to develop information concerning their needs, desires, and other relevant details; obtain and review pertinent financial and credit data.
• Assist customers with information about loan types and interest rate options, lock interest rates as requested, prepare and send initial disclosures, and submit information to automated underwriting software.
• Ensure timely re-disclosures are made.
• Order appraisals through the system, arrange for title searches, and obtain necessary documents.
• Communicate with customers throughout the process and work with processors through closing.
• Originate residential home loans.

Requirements

• A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws, and regulations.
• Ability to successfully solicit loans and work independently.
• Strong problem-solving and interpersonal skills.
• Demonstrated ability to handle multiple priorities in a high-pressure environment.
• Strong verbal and written communication skills.
• Proficiency with various types of computer software, including mortgage-specific software.

Benefits

• Medical, dental, and vision insurance starting on day one.
• Life and disability insurance, paid parental leave, and adoption assistance.
• Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
• Paid training, Paid Time Off (PTO), and 11 paid federal holidays.
• 401(k) plan with company match and profit sharing.
• Competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.