Mortgage Loan Officer - Outside Sales Central Oregon

About the role

As a Mortgage Loan Officer at OnPoint Community Credit Union, you’ll act as a proactive partner and trusted advisor, helping members find the loans that best fit their financial future. Join a team dedicated to making financial dreams a reality while growing your career in a supportive, values-driven environment.

Responsibilities

• Identify, develop, and maintain a quality pipeline of member relationships to generate recurring mortgage lending referrals.
• Attract new mortgage loan originations by building relationships within the real estate community and making sales calls to prospective business partners.
• Conduct interviews with prospective borrowers to analyze financial and credit reports, tax returns, and verifications, determining financing objectives and advising on product/pricing policies.
• Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Demonstrate professional ethics by complying with federal and state compliance policies and adhering to all requirements.

Requirements

• High School diploma or GED required.
• Minimum of 3 years of conventional and FHA-insured real estate lending experience, with knowledge of processing, underwriting, and/or closing procedures.
• Thorough understanding of conventional and government lending practices, policies, and guidelines from origination through closing.
• Ability to manage a heavy pipeline of 40+ loans while being self-directed, efficient, and meeting deadlines.
• Strong verbal and written communication skills, along with demonstrated math and accounting abilities.

Skills

• Detail-oriented and highly organized with the ability to prioritize multiple competing tasks.

Pay

This is a 100% commission-based role with estimated annual earnings ranging from $34,800 to $350,000 based on projected sales volume.

Benefits

• Comprehensive medical, dental, and vision coverage.
• Employer-matched 401(k) up to 5%.
• Tuition reimbursement.